PrepaidX

Facts and Figures

Traditional Property Purchase vs. PrePaid Network
Please see detailed example below:

Traditional Property

Purchase Price: $5,000,000
Down Payment: $1,000,000
Loan Amount: $4,000,000
Monthly Payment: $23,982.02
(Based on 6% rate on 10/30 term)

Cost to close loan:
Loan Origination 1%: $40,000
Buyer Legal fees: $ 2,500
Real Estate agent rebate: $0
Total Cost to Close*: $42,500

PrePaid Network Plan:

Sale Price: $4,750,000
Down Pmt: $ 950,000
Loan Amt: $3,800,000
Monthly Pmt: $22,175.77
(Based on 5.75% rate on 10/30 term)

Cost to close loan:
Loan Origination 0%
Buyer Legal fees: $0
Real Estate Agent Rebate: 2%
Total cost to close*: <$95,000>

Savings

$250,000 (3)
$50,000
80% LTV
$1,806.25 (4)

$40,000 (1)
$2,500 (2)
$95,000 (5)
$135,000

Total Upfront savings: $387,500 (1,2,3,5)
Additional monthly savings: $ 1,806.25 (4)
Total cash on cash return based on same $450,000 NOI:
Traditional Cash on cash return: 15.5%
PrePaid Network cash on cash return: 21.5%

Below are the 5 main areas where the PrePaid Network will save you money verses a
traditional purchase transaction.

1. No origination fee- Typical savings of 1% of the purchase amount
2. Legal fees Typically 10 hours @ $250/hr
3. Working with Buyers Agent Typically save 5% of purchase Price
4. Multiple lenders produce better rate and terms Typically save 10bp to 50bp in better rate
5. Cash-back Buyers Agent program Buyer receives refund of Buyers agent commission above 1%-
Typical cash-back is 2% of purchase
* Third party expenses are not included in above example.

The total price of the PrePaid membership is only:

Initial fee: $9,995.00
Monthly dues: $499.00