Simple Format
1. We take privacy very serious.
2. Any and all information you may submit to our site will remain strictly confidential to PrePaid Commercial Exchange and our mortgage finance and legal strategic partnerships.
3. Your information will never be leased or sold.
4. All Real Estate Brokerage activities are performed by local licensed real estate brokers.
Official Format
PROTECTING YOUR PRIVACY
Your privacy is important to us. PrePaid Commercial Exchange, Inc (the "Company"), the entity that owns and operates PrePaidX.com (the "Program"), utilizes all reasonable efforts to be responsible when gathering your personal information and to protect your privacy. Although this Privacy Policy (the "Policy") is not a contract and does not create any legal rights, it does serve as an expression of the Company's commitment to protecting private personal information. Please be advised that the practices described in this Privacy Policy apply only to information gathered through and in connection with the Program and web site and do not necessarily reflect our practices for other sites we may now or in the future operate.
This Policy should answer your questions about the sources and kinds of information we collect, how we use it, and how we safeguard its confidentiality and security. We also provide you with ways to correct the data you provide us. This Policy is applicable to the Program only. References to "we," "our" and "us" refer to the Company and its agents, successor and assigns.
INFORMATION WE COLLECT AND HOW WE COLLECT IT
In order to facilitate your experience, and manage our business, we collect and maintain basic personal information about you. The Company collects customer information from many sources to understand and meet your needs. We collect personal information about you from:
* You, when you voluntarily provide us with information;
* Your browser, when you visit our web site and your browser interacts with us;
* Your transactions and interactions with Company affiliates, partners, sponsors and service providers; and
* Other sources, in connection with needs and services at events.
The personal information we collect about you through these various sources may include, but is not limited to:
* Name, address, telephone number, date of birth (DOB), country of residence, and gender;
* Email addresses, fax numbers and mobile numbers;
* Your Member number, login name, password, password hint and display name;
* Credit/debit card numbers, including associated billing addresses and expiration dates;
* Transactional and online activity data pertaining to the Program;
* Information concerning your property interests and/or your use of the listings and services;
* Personal information provided via survey, focus group or other marketing research efforts; and
* Personal information provided to customer-service representatives to research and resolve issues or questions.
HOW WILL THIS INFORMATION BE USED
The Company does not sell or disclose your personally identifiable information to third parties except to our local mortgage finance and legal strategic partnerships or to the extent required by law or otherwise in compliance with this Policy. Specifically, please note the following:
We may use the information you provide about yourself to fulfill your requests for our products and services, and to respond to your inquiries about our network of providers.
We sometimes use this information to communicate with you, such as to notify you when we make changes to our membership agreements or to contact you about your account with us.
In addition, the Company may use data for administrative and analytical purposes, such as information systems management, accounting, billing and audits, credit card processing and verification, customer-relations correspondence, and other operation and management functions with respect to the Program.
To the extent required by law, we may disclose personally identifiable information to government authorities, or to third parties pursuant to a subpoena or other legal process, and we may also use or disclose your information as permitted by law to protect the rights or property of the Company, the Program, our customers, our web site, and its users. We also may disclose such information in response to a law enforcement agency's request, or where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law.
As we continue to develop our business, we might sell or buy assets. In such transactions, user information generally is one of the transferred business assets. Also, if either the Company itself or substantially all of the Company's assets were acquired, your personal information may be one of the transferred assets.
Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that personally identifiable information that is collected will never be disclosed in a manner that is inconsistent with this Privacy Policy.
SECURITY
Information security is important at the Company. We maintain standard physical, electronic and procedural safeguards in an effort to protect personal information and we regularly review our security standards and procedures to protect against unauthorized access to personal information. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us through electronic means. We ask that you do your part by maintaining your Internet, Program and web site passwords and access codes strictly confidential.
ACCESS TO PERSONAL INFORMATION
You may contact us by phone or send us an e-mail requesting access to or correction of your personally identifiable information. For verification purposes please include your first name, last name, e-mail address and the password you use for said service, if any. To contact us for this purpose, see "Contacting Us" below.
CONTACTING US
If you have any other questions, comments or concerns about our Policy, or if you wish to correct your personally identifiable information, please contact us at 800-448-2408 or write to us at PrePaidX.com, 10752 Deerwood Park Blvd, # 100 Jacksonville, FL 32256.
POLICY MODIFICATIONS
The Company reserves the right to change this Policy at any time. The most current version of the Policy will be available on the Company's web site pertaining to the Program and will supersede all previous versions of the Policy. Members are responsible for remaining knowledgeable as to any changes that the Company may make to the Policy by periodically checking such web site for updated versions of the Policy.
This Policy was last updated on July 1, 2009.
